LevelUp Score

Overview

LevelUp Score is a compliance-first credit action plan platform that helps loan officers turn more applicants into qualified homebuyers. By analyzing a client’s credit report and financial goals, it generates a personalized step-by-step plan that shows exactly what to do to become mortgage-ready. Each plan keeps clients motivated, accountable, and connected to their loan officer—building trust, saving time, and creating a steady pipeline of future closings.

At-a-glance

Integrations

With all major credit monitoring platforms
GHL
and other CRM systems.

Features

Key Features of LevelUp Score Goal-Driven Action Plans – Generates step-by-step
personalized credit improvement plans based on the borrower’s goal (mortgage approval
auto loan
business funding
etc.). Line-by-Line Credit Utilization Tracking – Breaks down card-by-card usage targets instead of only total utilization
helping borrowers maximize credit score improvements faster. Compliance-First Design – Built to align with TSR
FCRA
GLBA
and CCPA standards to protect both professionals and consumers. Affiliate & Monetization Integration – Embed partner services like credit monitoring
rent reporting
or savings accounts directly into action plans
creating new revenue opportunities. Progress Tracking & Change Reports – Clients (and LOs) can see measurable improvements and updated recommendations over time. Custom Branding Options – White-label features allow loan officers and CRO partners to present plans under their own brand. Seamless Client Engagement – Keeps “not-yet-qualified” leads warm with ongoing plans
automated updates
and consistent communication. Scalable for Teams – Supports single loan officers or entire mortgage teams with client management
reporting
and sales rep tools.

LevelUp Score helps you keep and convert credit-challenged applicants by giving them a clear action plan to qualify for a mortgage. You don’t just say no—you show them the path to yes