More Than Credit Repair—A Proven Path to More Homeowners & More Business
In today’s mortgage landscape, every loan counts—but what about the potential homeowners who never even make it into your pipeline? Every day, countless individuals self-disqualify because they believe their credit isn’t good enough. These are real customers with real dreams of homeownership, and they’re slipping through the cracks before you even have a chance to speak with them.

What if we could change that? What if just 10% more of these individuals became mortgage-ready?

Imagine what that could mean for your business—more approvals, fewer wasted leads, and increased originations. But more importantly, imagine what it could mean for these future homeowners: a chance to turn their dream into reality.

That’s where Starting Now comes in. And we’re SO MUCH more than just credit repair.

We are a 501(c)(3) nonprofit organization dedicated to bridging the gap between potential declines and future homeowners. Through our one-on-one credit coaching, financial education, and tailored mortgage-readiness strategies, we equip consumers with the tools they need to qualify for financing—whether it’s for a home, a car, or long-term financial security.

What Makes Us Different?
✔ Hands-on, personalized coaching – No one-size-fits-all approach. Every client gets a custom action plan.
✔ Step-by-step guidance – We don’t just give advice; we walk with them every step of the way.
✔FICO (2,4,&5) Credit Scores to keep everyone aware.
✔ Proven success – Since 2017, we’ve helped thousands of families build stronger credit profiles and achieve their financial goals.
✔ A win-win for lenders – More approvals, less wasted effort, and stronger borrower pipelines.
✔Automated Emails & Reports to keep our partners aware of their clients status and progress.

With a free consultation and a thorough credit review, we ensure every potential borrower gets the help they need. If our program is the right fit, there’s a one-time enrollment fee of $149 and a monthly fee of $113 (which may vary based on available subsidies).

Let’s work together to convert more leads into approvals and create more homeowners in the process.